Don’t you just feel a little bit deprived whenever you realize that it’s scrimp time? I do, and I feel so “api”…huhuhu! But I do realize that saving is an important financial exercise that we all need to subscribe to as early as possible. Not only will it help us become financially secure in our old age, but it can also allow us to retire young. Yey!

And so I decided I’ll cheat myself into saving. Hihihi! Yup, I do cheat myself through five simple mindless saving tips. A note of caution though: I can easily cheat myself, thus simple things like this work for me. I am not so sure if this will work for you, but you can always try. (Wink!)

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Posted: April 10th, 2008 under Save Money.
Comments: 6

When I got regularized from my first job, the first thing I did was to apply for a credit card. At that time, I was a lot sillier than I was now (hahaha…sure), and I felt that having a credit card represents my being a young professional. Naks! I know, I know…babaw! Hihihi!

As I rose from the ranks, my initial BPI Mastercard was joined by Citibank Visa, and eventually by BPI WorldPerks Mastercard. While I haven’t maxed them all out, I already saw red lights ahead. At one point, I felt like I was keeping my job to pay off my cards; oh, such a horrible position to be in! And so, I start my Save Money Series with the perennial problem of credit card debts. I listed below some ideas, both serious and bizarre, to help you get out of the rut. Oh, I finally got out of the vicious cycle…but it took me quite a long time. I hope the list below will help you handle your credit line better and get you out of the rut in record time. Read more »

Posted: April 2nd, 2008 under Save Money.
Comments: 9